Senior Roof Repair Program

What is it?

The Senior Roof Repair Program offers loan funds to homeowners' ages 62 and older, which need to repair roofing systems of owner-occupied properties. Applicants with special needs may be considered.

Who is eligible?

Homeowners aged 62 and older, with property title and deed

Citywide households below 50% of the Baltimore City median income levels (i.e. $32,850 for a two-person household).

All homes, including units with up to two dwellings, as long as the owner resides on the property and has current homeowners insurance on the dwelling.

What are the benefits?

Adequate roof condition protects homes from structural deterioration due to water intrusion.

50% of the Baltimore City Median Income Level by Household Size

Household size

1 Person -$28,750 2 Person -$32,850 3 Person -$36,950 4 Person -$41,050 5 Person -$44,350 6 Person -$47,600 7 Person -$50,900 8 Person -$54,200

What are the loan terms?

This loan provides an Easement up to $5,000 for repairs. The grant amount is reduced 20% for each year of occupancy after the award is made. After five years of occupancy, the owner has no obligation to repay.

No monthly payment is required of homeowner.

All application fees and closing cost are included in the loan amount.

How do I apply?

Download an application, or pick up an application at one of our six Community Action Centers.

For more information about this program, contact:

Baltimore Housing
Office of Rehabilitation
417 E. Fayette Street, Suite 1125
Baltimore, MD 21202
P: 410-396-4151

Office hours: 8:30 AM - 4:30 PM, Monday - Friday